The Home Buying Process
Purchasing a home is an exciting journey & we are here to make it seamless & stress free. From understanding your needs and securing financing to touring homes & making offers, we guide you every step of the way.
The Home Buying Process
Pay Stubs, W2s & bank statements needed.
- Meet with a lender
- Prepare your credit
- Set a budget
- Discuss budget
- Research area neighborhoods
- Set WANTS & NEEDS
- Agent sets up search
Now the fun part! Your agent will agent everything. Be ready to keep track of your likes & dislikes.
- Tour homes with your Agent
- Tour open houses
- Adjust criteria as necessary
Your agent will prepare your offer based on the price & terms you choose.
- Research comps in the area
- Work with your Agent to set up the best offer
- Negotiations begin here.
It may take a few tries to get it just right but hang in there you are on your way!
- All negotiations are complete.
- Both parties have signed the purchase agreement.
- The home is held for you until closing.
The contract provides you with a timeline to obtain financing & time to inspect the state of the home.
Your real estate professional will inform you of your rights related to the contract.
Perform due diligence with respect to any material info about the property.
- Professional inspects the property
- Discovers any issues that may need to be worked into the contract.
- Negotiate repairs
- Professional appraiser ensures the property is worth the loan & purchase price you agreed to pay
- Title company will send you a title insurance policy for the property with closing upon thorough investigation of the title.
- Make sure all requested docs are sent to your lender prior to closing.
The closing is facilitated by a title company with the help of escrow.
- Final Walk Through
- Sign Closing Documents
- Transfer Funds
- Receive keys!
